Life Insurance in Missouri
Life Insurance is something you need to look into as a way of providing a financial future for those you love when you ultimately reach your mortality. Death is not a topic you want to think about, but if you were to die tomorrow, is your family financially prepared?
A life Insurance settlement can cover a wide range of expenses. This includes burial costs, mortgage payments, and more. Your family may have to make do without your income any longer and therefore the Life Insurance can be used as a way to continue to provide for them.
At our insurance agency, we can help you to obtain Life Insurance. We will talk to you about the different options, including term, whole, and universal life. This will allow you to explore the pros and cons of each so you can purchase a policy that works best for you in Missouri.
Once you have a policy, you can sleep better knowing that your family is protected in case something happens to you before you have a chance to prepare financially for it all.
When you’re ready to talk about Life Insurance, contact us today. One of our insurance agents will find quotes and answer any questions you may have.
"I wasn’t in the market for life insurance – I had a policy in force that I thought covered my needs. If an insurance agent had called me, I wouldn’t have talked to him. But then one day, a message popped up in my email. It was from my auto/home insurance agent and it mentioned a new tool to consider life insurance. If it had been from anyone else, I would have deleted it. But, since it was from an agent that I know and trust . . . and it mentioned a new easy-to-use and fun tool, I opened it and was going to spend a minute with it before I deleted it. But the tool got me. It was informative, intuitive and creative . . . and I hung in there all the way until it gave me a rough quote that was approximately 60% of my current annual policy. That got my attention. Same coverage and term for half the price. When I followed up with my agent and worked through the process, it held true. I was able to keep the exact same level of coverage for a 15-year term at less than half the cost (my actual premium was lower than the original estimate based on my actual physical and health record). So, I’m glad I invested 15 minutes in that fun tool – it will save me ~$1,300 per year in wasted premiums for the next 15 years, a pretty good ROI!"
- Ken R.